Moniepoint, an integrated financial platform, marked its tenth year of operations in 2025 with significant achievements, as detailed in its 2025 Year in Review report. The company disbursed over ₦1 trillion in credit to Nigerian businesses, processed a staggering ₦412 trillion in transaction value, and now commands a dominant presence, powering 8 out of every 10 in-person POS payments across Nigeria.

A core component of Moniepoint's strategy is its credit facility, extended through its microfinance banking subsidiary. This credit supported a wide array of Nigerian businesses, ranging from small provision stores and supermarkets to building material sellers. The company proudly reported that businesses accessing this credit experienced an average growth of over 36%. Moniepoint's innovative approach to assessing creditworthiness relies on alternative data points, including transaction histories, business patterns, and payment behaviours, enabling it to reach underserved segments.

Founded in 2015 by Tosin Eniolorunda and Felix Ike, Moniepoint Inc. (formerly TeamApt Inc.) has evolved into a comprehensive financial ecosystem. Beyond credit, it offers digital payments, business accounts, foreign exchange services, and essential management tools tailored for small and medium-sized businesses. Its banking and payments subsidiary solidified its position as Nigeria’s largest merchant acquirer by processing more than 14 billion transactions in 2025, underscoring its pivotal role in the nation's payment infrastructure.

The company's impressive scale positions it as a key driver for Nigeria’s economic aspirations, with Moniepoint asserting its readiness to contribute significantly to the country’s goal of becoming a trillion-dollar economy by 2030. Group CEO and Founder, Tosin Eniolorunda, highlighted the company's