Flexicap and multicap funds provide diversity within equity funds. Both have large, mid and small cap stocks in their portfolios, and fund managers of them can shuffle the portfolio according to stock market conditions. But while flexicap funds can have all these 3 stocks in any proportion, multicap funds need to maintain at least 25 per cent proportion of each of them.

The other difference is that while flexicap funds need to have at least 65 per cent equity, multicap funds need to have at least 75 per cent.

Investors seeking diversification of their investment into large, mid, and small caps via a single fund invest in flexi and multicap funds.

Here, we draw a comparison between the top 3 flexicap and multicap funds each and know which of them has given the highest capital gains on a Rs 22,222 monthly SIP investment.

The top flexicap fund has given a 16.21 per cent SIP return in 1 year.

It has assets under management (AUM) of Rs 3,267 crore, while its net asset value (NAV) as on July 15, 2025, was Rs 20.25.  

Benchmarked against BSE 500 TRI, the fund has given 22.92 per cent annualised return since its launch in January 2022.

At an expense ratio of 0.64 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 1,000 as the minimum lump sum investment. 

A Rs 22,222 monthly SIP investment in the fund in the 1-year period, or a total investment of Rs 2,66,664, has ballooned to Rs 2,91,278.06.

The fund has given a 16.09 per cent SIP return in the 1-year period.

It has AUM of Rs 5,180 crore, while its NAV as on July 15, 2025, was Rs 15.26.  

Benchmarked against BSE 500 TRI, the fund has given 24.55 per cent annualised return since its debut in July 2023.

With an expense ratio of 0.48 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 1,000 as the minimum lump sum investment. 

A Rs 22,222 monthly SIP investment in the 1-year time frame has sprung to Rs 2,91,086.73.

The fund has given a 15.68 per cent SIP return in the 1-year time frame.

It has an asset base of Rs 3,419 crore, while its unit price as on July 15, 2025, was Rs 27.48.  

Benchmarked against NIFTY 500 TRI, the fund has given 15.91 per cent annualised return since its beginning in August 2018.

At an expense ratio of 0.62 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment. 

A Rs 22,222 monthly SIP investment in the fund in 1 year has zoomed to Rs 2,90,434.08.

The fund has given a 24.30 per cent SIP return in 1 year.

It has a fund size of Rs 3,991 crore, while its NAV as on July 15, 2025, was Rs 13.9734.  

Benchmarked against Nifty 500 Multicap 50:25:25 TRI, the fund has given 33.67 per cent annualised return since its starting in May 2024.

With an expense ratio of 0.55 per cent, the fund has Rs 500 as the minimum investment and Rs 1,000 as the minimum lump sum investment. 

A Rs 22,222 monthly SIP investment in the fund the 1-year period has jumped to Rs 3,04,506.68.

The fund has given a 17.11 per cent SIP return in the 1-year period.

Its AUM is Rs 2,065 crore, while its NAV as on July 15, 2025, was Rs 15.58.  

Benchmarked against Nifty 500 Multicap 50:25:25 TRI, the fund has given 27.64 per cent annualised return since its inception in August 2023.

At an expense ratio of 0.43 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 1,000 as the minimum lump sum investment. 

A Rs 22,222 monthly SIP investment in the fund in the 1-year time frame has jumped to Rs 2,92,717.53.

The fund has given a 15.95 per cent SIP return in the 1-year time frame.

The fund's annualised SIP return for the same period is 24.14 per cent.

It has an asset base of Rs 3,944 crore, while its unit price as on July 15, 2025, was Rs 14.87.  

Benchmarked against Nifty 500 Multicap 50:25:25 TRI, the fund has given 22.87 per cent annualised return since its debut in July 2023.

With an expense ratio of 0.41 per cent, the fund has Rs 1,000 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment. 

A Rs 22,222 monthly SIP investment in the fund in 1 year has grown to Rs 2,90,863.69.