PiggyVest, a prominent Nigerian fintech company, marked a significant milestone in 2025 by disbursing an astounding ₦1.3 trillion to its users. This figure represents a remarkable 56% surge from the ₦835 billion paid out in the previous year, 2024. This achievement coincides with the company surpassing 6 million users, a considerable feat as it approaches its tenth anniversary of operation. These accomplishments collectively underscore PiggyVest's sustained influence and pivotal role within Nigeria's increasingly dynamic and competitive financial technology sector.

Reinforcing its standing as one of Africa's leading digital savings platforms, PiggyVest has, since its inception in 2016, paid out a cumulative sum exceeding ₦3 trillion to its user base. Beyond the impressive payout growth, the company also reported a substantial 110% increase in its assets under management (AUM) during 2025, although specific absolute figures for the AUM were not disclosed. These financial indicators highlight a robust growth trajectory and strong user confidence in the platform's ability to manage and grow funds.

In a strategic move to enhance its operational independence and efficiency, PiggyVest undertook a critical infrastructure shift in 2025. The company successfully launched its proprietary in-house payment system, powered by PocketApp, thereby retiring the virtual account numbers that had served as its payment backbone in earlier years. Joshua Chibueze, co-founder and Chief Marketing Officer, articulated the benefits of this transition, stating, "Establishing our own payment infrastructure through PocketApp account numbers has given us more reliability and control over deposits and payouts." This development signifies a deepened commitment to providing a seamless and secure financial experience for its users.

PiggyVest's stellar performance in 2025 garnered international recognition, with the company being featured on CNBC’s esteemed list of top fintech companies for the year. This global acknowledgment placed PiggyVest alongside other notable industry players such as Interswitch, Moniepoint, and M-KOPA, solidifying its reputation on the world stage. Furthermore, the company has strategically expanded its service offerings beyond its initial focus on individual savings, demonstrating an adaptive approach to market needs.

A key expansion initiative was the launch of PiggyVest Business in 2024, designed to extend its core financial products to small and medium-sized enterprises. Through specialized offerings like Investify and Safelock, businesses can now access a range of low-risk investment opportunities and securely lock funds in interest-bearing accounts. While the exact number of businesses utilizing this product was not revealed, Chibueze confirmed positive early adoption, remarking, "The pilot phase has been successful." He also hinted at future developments, including plans to introduce a feature that will allow users to seamlessly switch between personal and business use cases directly within the PiggyVest application.

Community engagement was also a cornerstone of PiggyVest’s growth strategy during the year. The fintech expanded its primary community program, OpenHouse, hosting town halls in five Nigerian cities, including major hubs like Lagos and Abuja. Chibueze noted that these engagements provided "more depth and insights into product strategy." Looking ahead, PiggyVest is also progressing with plans for "PiggyVest Kids," a dedicated savings product tailored for children, with a launch targeted around Children’s Day later in the year. Reflecting on the monumental payout figures, Chibueze emphasized the underlying increase in user trust. He proudly stated, "As a predominantly low-trust environment, we’re proud of the consistent work we have put in over the years to win back the trust of Nigerians when it comes to digital savings and investments and the impact on their lives."