Jack Dorsey’s Square on Monday announced it began automatically enabling bitcoin payments for millions of eligible U.S. small businesses, marking one of the most aggressive pushes yet to integrate crypto into mainstream commerce.

The Block (XYZ) subsidiary said businesses can now accept bitcoin with no additional setup requirements and with transactions instantly converted into U.S. dollars at checkout.

The feature includes near-instant settlement and zero processing fees through 2026, it added.

“Automatically enabled bitcoin payments are rolling out to eligible U.S. Square sellers,” the company wrote on its X post.

“Start accepting bitcoin that instantly converts to cash at checkout, with no additional setup.”

The roll-out builds on Square’s broader “Square Bitcoin” initiative announced recently, but signals a significant change, as bitcoin acceptance is now being integrated directly into existing payment systems instead of needing merchants to activate it.

Merchants who accept bitcoin for the goods and services they are selling will receive U.S. dollars by default, removing exposure to price volatility and eliminating the need for custody or accounting changes, the company has said in previous statements.

Miles Suter, Block’s head of bitcoin product, on X said, “we’re making it easier for millions of businesses to accept bitcoin. This is how bitcoin as everyday money begins.” CEO Dorsey confirmed the roll-out with a succinct “today”comment on X.

The move comes as PayPal recently rolled out its U.S. dollar-backed stablecoin, PYUSD, to tens of thousands of its users in 70 markets worldwide, as part of its strategy to push deeper into digital payments, while Square’s BTC payments roll-out is a major milestone for the cryptocurrency industry.

Dorsey, a bitcoin purist, has repeatedly expressed his aversion to stablecoins, though he recently said his company would support these USD-pegged tokens due to increasing customer demand.

Square's user-base are currently 78% from U.S. and 22% from international markets, according to its recent investor presentation.

Miles Suter has consistently articulated this rollout as a foundational stride toward establishing bitcoin as 'everyday money,' emphasizing the extensive scale of Square's merchant network as a critical catalyst for widespread adoption.

Complementing Square's advancements, Cash App, another mobile payme

nts application developed by Block, also announced substantial upgrades to its Bitcoin offerings earlier in 2026.

These enhancements include zero-spread pricing, reduced fees, expanded withdrawal limits, and new funding rails such as ACH and wire transfers.

According to Suter, eligible Cash App users can now withdraw up to $10,000 daily and $25,000 weekly, positioning Cash App as one of the most cost-effective Bitcoin on-ramps in the U.S.

These updates collectively aim to simplify Bitcoin usage, ensuring automatic conversion between USD and Bitcoin and significantly improving the overall user experience across Block's platforms.