If I told you I owned the same necklace as the Princess of Wales, Kate Middleton, you’d probably look at me in disbelief. With an arsenal of heirloom and one-of-a-kind jewellery at her disposal, I wouldn’t blame you for thinking there was no chance that I could even hope to own a piece with royal approval—yet, that’s exactly the case.

You see, while it’s a commonly known fact that many of Kate Middleton’s favourite brands can be found on the British high street, what you may not know is that this actually applies to her jewellery collection, too. In fact, it’s these more affordable jewellery pieces that she regularly opts for when attending informal events or when making appearances day-to-day. I'm talking brands like Missoma, Monica Vinader and Spells of Love, who you will most likely have come across before, possibly without knowing you were shopping from the same places as the Princess herself.

But while Kate’s everyday jewellery may sit at the more affordable end of what I imagine is an elaborate jewellery collection, the pieces she opts for are no less royal-worthy. Many of the designs that Kate wears on repeat draw upon classic jewellery trends, like pearl detailing and delicate gemstones, proving that elegant, timeless jewellery needn’t cost the earth.

What I love most about Kate’s jewellery collection, however, is that unlike the enviable pieces in her wardrobe which tend to sell out the minute she steps outside (hey, they don’t call it the Kate Middleton effect for nothing), her best affordable jewellery tends to be much more accessible meaning we can still shop many of her exact pieces today.

To prove it, I’ve scouted her favourite jewellery brands and tracked down the pieces that you can still shop. Spoiler alert: there’s plenty to choose from. Whether you’re looking for the perfect set of pearl earrings, a classic pair of hoops or a statement necklace to pair with your blazer and jeans à la Kate, I’ve found them all. Keep scrolling to see Kate Middleton’s best affordable jewellery (and shop them yourself) below…

Most recently, for a visit to the V&A Museum, Kate paired her Laura Lombardi necklace with a simple vest and blazer.

The necklace wasn't the only affordable jewellery piece Kate opted for while at the V&A Museum. She mirrored the navy tones of her jacket through to her earrings with Carousel Jewels' Lapis & Moonstone drop earrings.

For the 2024 Wimbledon finals, the Princess kept things sleek and simple in By Pariah's Sabine Hoops in gold.

The Princess' single pearl Monica Vinader necklace is one of her most-loved pieces. Worn on a visit to Copenhagen in 2022, as well as for a number of appearances here in the UK, it's chic, simple and incredibly elegant.

Kate is a pro as matching her jewellery to her outfit and this look proves it. These garnet hoops from Spells of Love may be subtle, but when paired with her matching red coat, they offer the perfect amount of coordinated sparkle.

Sources state that Kate has worn these earrings at more than 70 public engagements over the years, proving they're an earring that you will reach for time and time again.

Featuring a Lapis Lazuli gemstone set in 18ct gold, this necklace is both striking and simple at the same time.

Proof that even a Princess wears faux diamonds on occasion, Heavenly London's drop earrings are made from diamond lookalike stones to give the luxury look for less.

Kate has a few pairs of Missoma earrings in her collection including this rhodochrosite set. Believed to radiate love and compassion, the gemstone feels a fitting choice for the Princess.

While Kate opts for so many great affordable jewellery options, if you're looking for incredible value for money, you need Orelia's huggie hoops. At just £25, they're the perfect way to buy into the Princess' style without the need for a royal allowance.

Jazzria Harris is a freelance fashion and beauty journalist with over 8 years experience working in the industry. At just 4ft 11, she’s an expert in petite dressing and previously wrote the column Jazz’s Short Stories giving tips and advice on dressing for petite proportions. Her wardrobe staples are a great black blazer, a hardworking slip skirt and of course a great pair of heels (for the extra inches, of course). Jazz has written for publications including ELLE UK, heat magazine, Eliza, Women & Home and more.