Ripple CEO Reveals Explosive 2026 Outlook After Securing Landmark UK Licensing

Brad Garlinghouse, CEO of the San Francisco-based blockchain company Ripple, has broken his silence after a period of quiet since mid-December 2025. In a new year statement that has garnered significant attention across the crypto community, Garlinghouse expressed robust confidence in Ripple's strategic direction for 2026. He specifically urged the XRP community to anticipate substantial partnerships and acquisitions in the coming year, underscoring his belief that 2026 will be even more consequential for the company.
Reflecting on 2025, Garlinghouse noted it as a year of major progress, with the final quarter standing out as one of Ripple's strongest periods yet. This strong foundation sets the stage for what he projects to be an even more impactful 2026. A pivotal moment for Ripple occurred on Friday, January 9, with a significant regulatory win in the United Kingdom: securing a major license from the UK's Financial Conduct Authority (FCA). Garlinghouse signaled that this achievement is merely the beginning of Ripple's ambitious plans for the new year.
Key acquisitions in 2025, specifically Ripple Prime and GTreasury, were highlighted by Brad Garlinghouse as instrumental in expanding the company's capacity to fulfill its long-term vision of facilitating and enhancing access to cross-border payments. This strategic growth reinforces Ripple's commitment to innovation and global reach.
At the core of Ripple's vision for fostering cross-border payments for large businesses worldwide, Garlinghouse firmly stressed the crucial and ongoing role of XRP. He affirmed that this will continue as Ripple expands its operations and influence. With the substantial developments made in 2025 and those planned for 2026, Ripple remains dedicated to developing real-world use cases for both XRP and RLUSD.
Ripple's regulatory presence has significantly strengthened, marked by the official approval of both an Electronic Money Institution (EMI) license and Cryptoasset Registration from the UK's FCA. According to Garlinghouse, Ripple now possesses one of the most comprehensive licensing portfolios in the industry. This robust regulatory standing positions Ripple to make 2026 even more impactful, capitalizing on the rapidly growing global demand for regulated crypto infrastructure.
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