Nigeria and Africa’s Financial Technology (fintech) industry has received a major boost following the official launch of Ultra App, a bold new app that offers users the ability to seamlessly manage everyday finances, fund virtual accounts, pay bills, and now swap and buy cryptocurrencies all in one app.

Built for the modern user, Ultra App provides a clean and intuitive interface where users can create and fund virtual accounts for secure payments and instant money transfer to other Nigerian banks. Funds can also be moved between users effortlessly within the Ultra App for zero-fee, with no hidden charges.

The innovation is on the behest of CEO and Co-founder Thankgod Izime, whose tech-driven passion and international business acumen are now fueling one of the most promising fintech innovations in Africa.

Speaking during the official launch, Izime said with e app, bill payments like buying airtime, mobile data, payment of electricity bills, funding of Bet accounts, and renewal of cable TV subscriptions—all from the user’s phone has been made easier.

He added that users can buy cryptocurrencies using Naira and instantly swap crypto to Naira, thereby bridging the gap between traditional and digital finance in real-time and also avoiding P2P (peer-to-peer) method.

According to him, “We created Ultra App to give people true control over their money—whether it’s sending a simple transfer or accessing global digital assets. Our platform is fast, clean, and built on how people actually live and transact today”.

Izime is a young Nigerian with a Bachelor’s degree in Computer Science from Nigerian University and a Master’s in International Business from the University of Greenwich in the United Kingdom.

His combined tech background and global business perspective form the backbone of Ultra’s product design and growth strategy.

Under his leadership, Ultra App isn’t just another payment app; it’s a gateway to smarter finance, crafted for African users who demand speed, versatility, and simplicity.

Again Izime said, “We aim to highlight the benefits of decentralized finance (DeFi) while addressing one of its biggest adoption barriers: the steep learning curve. Many users are still hesitant to engage with DeFi due to its complexity.

“Ultra plans to bridge this gap by introducing DeFi concepts through familiar TradFi (traditional finance) experiences, making it easier for everyday users to onboard and interact with decentralized financial products like borrowing and lending cryptocurrencies, save crypto and get interest for just holding cryptocurrency and also a crypto debit card”.