The post ISO 20022 Crypto List: XRP, ADA, and Stellar Ready for Fedwire Shift appeared first on Coinpedia Fintech News

The crypto world is buzzing as Fedwire, the U.S. Federal Reserve’s real-time gross settlement system, officially adopts the ISO 20022 messaging standard on July 14, 2025. This move signals a major shift in how global payments are processed—faster, safer, and more interoperable.

But what does this mean for XRP, Cardano, and other blockchain networks already prepared for ISO 20022? And could it impact the XRP price?

ISO 20022 is a global standard for financial messaging, enabling seamless cross-border payments. It allows rich data exchange, enhanced security, and better compliance, making it a critical upgrade for financial institutions worldwide.

With Fedwire ISO 20022 now live, blockchain projects that meet this standard may become top choices for banks and payment systems seeking fast and programmable settlement options.

Here are the major cryptocurrencies currently compliant or aligned with ISO 20022 standards:

Crypto	Use Case	ISO 20022 Ready
XRP	Global payments, banking partnerships	Yes
Stellar (XLM)	Stablecoin infrastructure, fintech adoption	Yes
Cardano (ADA)	Decentralized apps, scalability focus	Yes
Algorand (ALGO)	Enterprise adoption, speed, low fees	Yes
Quant (QNT)	Blockchain interoperability layer	Yes
Hedera (HBAR)	Enterprise-grade DLT with fast consensus	Yes

With Fedwire ISO 20022 integration now complete, attention has turned to XRP due to its long-standing reputation for enabling real-time, low-cost cross-border transactions. Ripple’s On-Demand Liquidity (ODL) product is already used by major financial players, and ISO 20022 further boosts XRP’s relevance.

Recent on-chain data shows:

If Fedwire XRP payment integrations are explored by U.S. institutions in the future, it could significantly boost XRP price and adoption.

Crypto analyst Dan Gambardello emphasized that Cardano (ADA) is among the few fully compliant blockchains. Its decentralization, scalability upgrades (Hydra, Mithril), and new ADA/USD1 trading pair on Bitrue are boosting liquidity and confidence.

According to analysts:

Stellar (XLM)

Algorand (ALGO)

Quant (QNT)

Hedera (HBAR)

With ISO 20022 live on Fedwire, this could be a turning point for the XRP price and similar crypto assets. Analysts expect:

• Increasing use of Fedwire-compatible crypto payments
  

The adoption of ISO 20022 by Fedwire is more than a technical update—it’s a gateway to blockchain-powered finance. Projects like XRP, Cardano, and Stellar are at the forefront, ready to support a new era of instant, secure, and compliant global payments.

If XRP finds its way into future Fedwire payment flows, its price and usage could skyrocket.