Buying a home has grown more expensive for many Americans in the past few years. Elevated mortgages further cut into affordability.

Buying a home has grown more expensive for many Americans in the past few years. Elevated mortgages further cut into affordability.

Patrick T. Fallon/AFP/Getty Images

CNN  — 

Average mortgage rates in the US have hovered above 6% for nearly three years. Many Americans who purchased homes during this stretch may have expected rates to fall by now, offering a chance to refinance. But so far, relief hasn’t come.

CNN would like to speak with homeowners who purchased a home in the past few years about how they are managing their monthly payments.