The Governor of the Bank of Ghana, Dr. Johnson Pandit Asiamah, has emphasized the need for continental coordination to drive digital financial integration in Africa.

Speaking at the 3i Africa Policy Forum in Accra, Dr. Asiamah noted that while national initiatives are promising, they are not enough to realize the vision of “One Africa, One Market.”

“To fully realize the vision of One Africa, One Market, we must scale our efforts through continental coordination,” Dr. Asiamah said.

“This means harmonising regulatory frameworks, fostering interoperability across financial infrastructures, and building trust and transparency across jurisdictions.”

The forum, themed “One Africa, One Market: Driving Innovation, Investment, and Impact for a Connected Future,” brought together leaders in policy, regulation, finance, and technology to discuss key levers for driving Africa’s digital financial integration.

Dr. Asiamah highlighted the progress made in fintech, digital assets, and cross-border payment solutions, but emphasized the need for bold, coordinated action to deepen financial inclusion and intra-African trade.

“The focus is implementation: scaling fintech, digital assets, and cross-border payment solutions to deepen financial inclusion and intra-African trade in alignment with the AfCFTA,” he said.

The Bank of Ghana, Dr. Asiamah said, remains committed to this agenda, citing the bank’s work with the Pan-African Payment and Settlement System (PAPSS) and bilateral fintech passporting collaboration with the National Bank of Rwanda.

A new collaboration with the National Bank of Rwanda and the Global Financial Technology Network (Singapore) on the Next-Gen Digital Payment Infrastructure Project (DPI) was also announced. The project aims to modernize Africa’s cross-border payments ecosystem through a central bank-led, innovation-enabled approach.

Dr. Asiamah urged participants to be ambitious, pragmatic, and united in purpose, committing to building a connected African financial ecosystem by 2030.

“Let this Forum be a turning point where vision meets action, where policy enables innovation, and where Africa steps confidently into its role as a digital financial powerhouse,” he said.

The 3i Africa Policy Forum is expected to deliver concrete outcomes and impactful partnerships, driving Africa’s digital transformation and economic integration.