What's the best virtual dollar card in Nigeria? Top 10 most popular options
Digital banking providers offering the best virtual dollar cards in Nigeria include Cardtonic, Vesti, ALAT by Wema and GeegPay. These providers prioritise security and convenience, easing access to domestic and international payment services. Discover the most popular and effective virtual dollar cards in Nigeria.
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- While some virtual dollar cards have no maintenance fees, others require about $1 in monthly maintenance.
- The best virtual dollar cards with no maintenance fee in Nigeria include Cardtonic, Vesti, Alat by Wema, GeegPay, GoMoney, Grey and Cardify.
- The best free virtual dollar cards to create are provided by ALAT by Wema, Eversend, and GoMoney.
Virtual dollar cards are increasingly popular around the world as they ease the process of international trade and travel. From online shopping to subscriptions, bill payments and international money transfers, the cards below offer the best in digital banking. Additionally, discover how to create a virtual dollar card in Nigeria.
| Rank | Virtual dollar card | Creation fee | Card maintenance fee |
| 1. | Cardtonic | $1.5 | None |
| 2. | Vesti | $10 | None |
| 3. | ALAT by Wema | Free | None |
| 4. | GeegPay | $3 | None |
| 5. | Eversend | Free | $1 |
| 6. | GoMoney | Free | None |
| 7. | Chipper Cash | $3 | $1 |
| 8. | Grey | $4 | None |
| 9. | Dantown | $1 | $1 |
| 10. | Cardify | $2 | None |
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Cardtonic virtual dollar cards are a favourite among Nigerian users. The globally accepted card costs $1.5 to create and $5 as the minimum funding amount. Here is how to get started with this card;
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The Vesti virtual dollar card is a gift that keeps on giving for Africans moving abroad. The digital banking product allows immigrants moving to the United States, the United Kingdom and Europe to access financial services. To get started, follow the guide below;
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Popularised as Nigeria's first fully digital bank, ALAT by Wema offers virtual dollar cards with zero creation or maintenance fees. Here is how to join and create your very own ALAT virtual dollar card;
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GeegPay offers Nigerian users a USD virtual debit card at a fee of $3 and no maintenance charges. The card offers you a means for global payments for all business transactions.
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For a zero charge for card creation and a minimum loading amount of $1, the Eversend virtual dollar card is one of the cheapest virtual dollar cards in Nigeria. You have two plans, one with a monthly recurring cost of $1 and another with a one-time fee of $3. Here is how to get started;
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The GoMoney virtual dollar card by Raenest offers Nigerian customers maximum security in digital banking. Here is how to set up the free GoMoney virtual dollar card;
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This reloadable virtual dollar card by Chipper Cash costs $3 for creation, with a monthly maintenance fee of $1. Other charges include an original credit transaction cost of 1% of all received funds and a $1 flat fee for transactions less than $4. Here is how to get started on the Chipper Cash virtual dollar card.
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The Grey virtual dollar card is a must-have for frequent travellers and freelancers. You will need to pay at least $5 to create a card. Get started by using the steps below;
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The Dantown virtual dollar card is one of the cheapest options. Other benefits include no spending limits or decline fees. Follow the steps below to get a Dantown virtual dollar card in Nigeria;
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Cardify virtual dollar cards are digital debit cards that users can create and fund with NGN and USDT. Here is how to get the card available as Basic Dollar Cards (Mastercard) and the Standard Dollar Card (Visa);
A virtual dollar card functions like a traditional debit or credit card, providing a unique card number, expiration date, and CVV code that can be used for online transactions. The main advantage is that it allows you to make digital payments like you would with a physical debit card.
There are various free virtual dollar cards available in Nigeria. Those free to create include ALAT, Fundall, Eversend and GoMoney.
No. Kuda Bank does not offer a virtual dollar card. However, that can only be used for online payments, but not specifically for US dollar transactions.
An OPay account provides a virtual card for online payments in local currency, However, it does not offer a card but specifically for US dollar transactions.
The best virtual dollar cards in Nigeria provide customers with competitive features such as affordable creation, maintenance and transaction fees. In addition to instant activation, the cards allow Nigerian users to load them with affordable minimum local currencies.
DISCLAIMER: This article is not sponsored by any third party. It is intended for general informational purposes only and does not address individual circumstances. It is not a substitute for professional advice or help and should not be relied on to make decisions of any kind. Any action you take upon the information presented in this article is strictly at your own risk and responsibility!
Legit.ng has recently published an article detailing the process of sending and receiving dollars on OPay. OPay was established to provide a financial service platform for Nigerians.
OPay allows customers to make transfers, payments, and take out loans, but does not directly handle US Dollar transactions. Read on to find out how Nigerians can still send and receive money in US dollars through OPay.
Source: Legit.ng
