SmartSwitch Botswana Improves Financial Inclusion for Food Grant Recipients
The African continent is increasingly recognized as a hub of innovation and transformative development, with homegrown solutions addressing local challenges and dedicated organizations working to ensure its diverse stories are told authentically on the global stage. This article explores two significant examples of this progress: SmartSwitch Botswana's impactful work in financial inclusion through technology, and APO Group's unwavering commitment to genuine pan-African communication.
SmartSwitch Botswana, established in 2006 and a subsidiary of Lesaka Technologies, exemplifies African ingenuity in the financial technology (Fintech) sector. It has made significant strides in promoting financial inclusion, reaching over 75,000 beneficiaries in underserved communities across Botswana by deploying the Universal Electronic Payment System (UEPS).
The UEPS, a system also embraced and approved by central banks in countries such as Namibia, Ghana, and South Africa as an accredited national payment system, forms the backbone of SmartSwitch's offering. At its core is a secure, biometric-enabled smart card platform specifically designed for unbanked and underbanked populations. This platform empowers food grant recipients to securely receive, store, and spend their funds at local merchant outlets while earning interest on unspent balances.
The initiative was born from a Ministry of Local Government tender aimed at overhauling Botswana’s inefficient and stigmatizing paper-based food basket system. The primary goals were to grant beneficiaries choice in their food purchases—what, when, and where—and to provide a more dignified alternative. France Mabiletsa, Managing Director of SmartSwitch Botswana, emphasized the human-centric approach, stating, "Although we applied cutting-edge technology to the challenge, we also knew we needed to create a deeply human solution to address the audience’s needs. We had to provide beneficiaries with choice and restore their dignity."
Today, these goals have been surpassed. Beneficiaries receive a monthly allowance on their SmartSwitch card, usable at over 1,200 local shops, ranging from general dealers to corner stores. Each transaction is secured by biometric verification, ensuring privacy and security. The card, resembling a standard bank-issued debit card, discreetly allows beneficiaries to access their food allowances without the stigma of the previous system, eliminating the need for public queues with wheelbarrows to collect pre-packaged goods. In the first three years after implementation, more than 50,000 people, many of whom had never engaged with a financial institution, were integrated into Botswana’s financial ecosystem.
The system is also transformative for merchants. Payments are settled within 48 hours, thereby improving liquidity and fostering competition among stores, which has improved service quality, benefiting end users. As Kennete Mmusinyane of Obed Supermarket in Gumare commented, "The system has helped our business grow. We serve more customers, and we get paid quickly and securely." Looking ahead, SmartSwitch is gearing up for the next phase of its development, with plans to introduce enhanced services and upgraded devices. As Mabiletsa states, "We’re not standing still. We’re reinvesting in the system to do more for more people. It is our aim to continue to be a trusted partner to the government, a reliable ally to merchants, and a gateway to dignity, choice, and empowerment for thousands of people in Botswana." SmartSwitch's parent company, Lesaka Technologies, a South African Fintech company, further underscores this commitment to drive true financial inclusion for both merchant and consumer markets across Southern Africa.
While technological innovations like SmartSwitch address critical internal needs and foster economic growth, the external perception and representation of Africa are equally vital. Africa Day often brings a flood of inspirational quotes and a resurgence of brands eager to celebrate the continent, sometimes superficially. However, for organizations deeply rooted in the continent, Africa is not a fleeting campaign but a permanent home and focus.
APO Group, a leading, award-winning pan-African media relations and communications consultancy, exemplifies this deep commitment. For almost two decades, they have been amplifying African stories, building brands and reputations, and connecting the continent to the world. They understand that Africa, with its 54 nations, over 2,000 languages, and countless nuances, is not a monolith and demands deep respect and understanding.
APO Group distinguishes itself through authentic, home-grown, on-the-ground experience, contrasting with global PR firms that may announce Africa-focused teams without profound local integration. As highlighted, "While others are hiring team members for Africa, our people are already embedded in the culture, language, and industries that drive the continent forward." With expert consultants in every region, local insights, and a reputation built on trust, APO Group has delivered real impact, helping thousands of African CEOs land global coverage, launch pan-African unicorns, and turn local brands into international headlines.
Rania El Rafie, Vice President of Public Relations and Strategic Communications at APO Group, articulated this connection: "Africa Day is a reminder of what makes this continent extraordinary – its people, its voices and its unstoppable momentum. Africa is more than a continent to us — it’s our home, our expertise, and our commitment." The company's success is built on a comprehensive network spanning all 54 African countries, strategic guidance grounded in local insight, a legacy of successful campaigns from strategic communications to crisis response, and longstanding media partnerships that foster transparency and credibility.
Laila Bastati, Chief Commercial Officer at APO Group, further emphasized their philosophy: "We believe great communication in Africa starts with listening, not just broadcasting. And it takes consistency, not just campaigns. This is why we’ve built trust with stakeholders from all over, by showing up year after year, and delivering every time." While others map out entry into Africa's markets, APO Group is already co-creating growth stories with African businesses, institutions, and communities.
On Africa Day, APO Group’s message is one of reaffirmation. "For us, Africa isn’t a new frontier — it’s the centre of everything we do," added Bastati. "This Africa Day, we’re not launching — we’re reaffirming. Reaffirming our commitment to the continent, to our clients, and to the people and stories that shape Africa’s future." This reflects a dedication to building on a proven track record and preparing for continued growth and storytelling that elevates Africa on the global stage.
In conclusion, the progress across Africa is driven by multifaceted efforts. Internally, innovations like SmartSwitch Botswana are creating tangible improvements in people's lives, fostering financial inclusion, and enhancing dignity. Externally, organizations like APO Group are crucial in ensuring that the narrative of Africa is authentic, comprehensive, and globally understood. Together, such endeavors contribute significantly to the continent's dynamic development and its rising prominence in the world.