residents trust is critical. An experienced attorney can help gather evidence, locate surveillance footage, and guide victims through uninsured motorist (UM) claims—especially when the driver remains unknown.

UM coverage becomes essential in phantom driver cases. It helps pay for medical bills, lost income, and vehicle damage when the at-fault driver can’t be identified. However, filing a UM claim requires proof that another vehicle caused the crash—so documentation is key.

After the crash, call emergency services and document everything. Take photos, talk to witnesses, and look for nearby surveillance cameras. Even partial details—like vehicle color or direction—can help. Seek immediate medical care, even if you feel fine, and keep records of all treatments and expenses.

File a police report promptly and be thorough in your statement. This report becomes a vital piece of evidence for both legal and insurance purposes. Also, document your injuries and follow all medical advice. This builds a strong case and supports any legal claims.

Hit-and-run crashes are devastating, but with the right steps and support, recovery and justice are possible.