The policy has drawn criticism from Vincent Ekow Assafuah, Member of Parliament for Old Tafo, who condemned the move as detrimental to citizens amid economic challenges.

Assafuah described the tax as “draconian” in a social media statement, questioning its timing during national economic difficulties. The MP asserted the policy contradicts the government’s promise of improved living conditions, calling it “a big betrayal of the Ghanaian people.”

He specifically highlighted concerns about commercial transport operators, stating trotro drivers would face disproportionate financial strain due to increased mandatory vehicle insurance costs.

The announcement follows broader parliamentary objections, particularly from minority members who previously criticized the tax’s potential impact. The GRA’s notice urged citizens to understand the policy implications but did not address specific criticisms. Non-life insurance typically covers property, vehicles, and liability protection distinct from health or life policies.

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His post shared via social media read, “They Promised to Protect the Poor. Now They’re Taxing Your Safety!

From zero percent (0%) to a painful 15% VAT, Ghanaians are now being taxed just for trying to be responsible.

Effective July 1, 2025, every non-life insurance premium, motor, fire, property, travel, business, will attract 15% VAT.

This is not just a policy.
It is a tax on survival.
A tax on safety.
And yes, a tax on the struggling Ghanaian.

As a representative of the people, I cannot sit in silence.

These premiums have always been VAT-exempt (0%), because even governments knew taxing protection was reckless.

So why now?

Why make it harder for the driver to insure his trotro?
Why punish a young entrepreneur for securing her shop?
Why slap a fresh tax on the few who actually use insurance in this country?

But here’s the biggest betrayal, the same voices that cried “nuisance tax!” are now dead silent.

Where is the outrage from the NDC?
Where are the defenders of the poor?
Where are the press conferences and slogans?

You don’t oppose E-Levy and embrace this.
You don’t preach principle and practice silence.
This is not leadership. This is betrayal.

Let it be known:
We will not support this 15% VAT on insurance.
We will not tax protection.
We will not stay quiet while the people suffer.

Ghana deserves consistency, not convenience. Truth, not tactics.

Hon. Vincent Ekow Assafuah, Esq
Ranking, Youth and Sports & Member of the Economic committee.