Kredete, a U.S.-based financial technology platform that helps African immigrants build credit and access global payment tools using stablecoins, has announced the launch of . This innovative product, developed in partnership with , , and , enables users in  to spend stable digital assets both online and in person—across  worldwide.

The new card links directly to a user’s , settling payments in , a fully reserved and regulated digital dollar. Each transaction is processed in real-time, with  at the point of purchase, providing a smooth and accessible payment experience across borders.

Whether it’s a freelancer in Nairobi purchasing a software subscription, a student in Dakar paying for an online course, a family in Accra covering education expenses, or a business in Lagos paying global suppliers—Kredete’s card offers a secure and efficient solution to challenges that have historically prevented many Africans from participating in the global digital economy.

Kredete’s Founder and CEO, , commented on the vision behind the launch:

“Access to money shouldn’t stop at your country’s borders. We’ve built a system that lets Africans store value in digital dollars and use those funds however and wherever they choose—instantly.”

The card’s design is fully integrated into the , making it easy to manage digital assets, monitor spending, and execute cross-border payments. Transactions are settled on the , offering speed, transparency, and low fees, even in areas where traditional financial systems may be limited or costly.

This product builds on Kredete’s existing services, which already include:

Together, these features represent a  designed to support the needs of Africans both at home and in the diaspora.

, Chief Product Officer at Kredete, emphasized the real-world value of stablecoins when integrated into everyday financial tools:

“We believe stablecoins aren’t just a technology—they’re a utility. By embedding them into practical solutions like our credit card, we’re giving users a real and reliable way to store, move, and spend their money globally.”

Unlike many traditional banking products, Kredete’s stablecoin card is uniquely accessible. It does not require a local credit history or traditional documentation—features that are often barriers to millions of unbanked or underbanked individuals across Africa.

With over , Kredete continues to grow as one of the most trusted financial platforms for Africans navigating global financial systems. The company’s mission is to  by working around the limitations of legacy banking infrastructure.

🌐 https://www.kredete.io/cards

Kredete is a U.S.-based fintech company that provides stablecoin-powered financial services to African immigrants and residents across 41+ countries. The platform supports cross-border payments, U.S. bank account access with international IDs, and now offers the first-ever stablecoin-backed credit card available to users across Africa. Founded by Adeola Adedewe, Kredete is building the next generation of global financial tools for Africans everywhere.