Experts are foreseeing a crisis in the government's affordable housing programme that seeks to give Kenyans from low-income neighborhoods a decent living.

On Tuesday, President William Ruto handed over the keys to 1,080 units in Mukuru Estate that will be occupied by Mukuru slum residents.

President Ruto expressed optimism that the project will provide decent living to residents residing in makeshift homes around the area and an opportunity to own a home.

Architect Prof. Alfred Omenya however thinks that the model, despite being a noble intiative, poses a greater risk to homeowners.

He opined that the project should be done differently to benefit the majority of Kenyans in need of a house but cannot afford it.

"We are disgruntled because we are asking a basic question. How many people need and deserve houses in Mukuru and how many have gotten them?" he posed on Citizen TV.

"There is a way of using the taxpayer's money to be able to solve the problem realistically."

He added that the financial burden on the homeowners might force them to avoid occupying the houses because they should also be educated on how to manage their new units.

"Have we simulated the overall expenditure of the burden we have placed on these people? The homeowners need to be educated on the consequences and costs of owning. Introduce systems that will protect them," he said.

Echoing his sentiments, the president of the Architectural Association of Kenya, George Ndege added that the units failed to go through a rigorous consultation process, which resulted in poor planning and ignorance of necessary construction merits.

"I'm happy that we have not done many of these because the majority of what has been done now will have issues that if we start going deeper and start investigating things to do with green design, indoor air quality, access then we will have critical questions to ask," he said.

Ndege intimated that an MOU was signed between the Institution of Engineers of Kenya (IEK), the Institute of Quantity Surveyors of Kenya (IQSK) and the Architectural Association of Kenya (AAK) to create a housing forum, which was set to lead the project by offering professional consultation.

The project was however not actualised because funding for research was not disbursed, preventing the simulation of site analysis and geotechnical studies.

Johanna Ng'eno, the Chairperson of the Housing Committee at the National Assembly Johanna Ng’eno defended the project, noting that it will cure the problem of growing informal settlements.

He noted that homeowners will pay a monthly rent of Ksh.3,900 and will be expected to offset their debt in 30 years to claim full ownership.

"Ksh.2,700 is for the rent to own for whatever number of years you want, depending on your pocket. Service charge of Ksh.1,200 will also be deducted which will cater for garbage collection and other services," he noted.

President Ruto's administration has promised to build 250,000 houses every year across the nation.