Singapore, March 9, 2025 - J'JO Finance introduces a user-centric solution for risk-minimized cryptocurrency investment, designed to streamline diversified crypto portfolio investing for retail investors.

J'JO Finance is launching its core product, the J'JO35 crypto index. It is comprised of the top 35 cryptocurrencies based on market capitalization, focusing on stability, risk management, and diversification. The J'JO35 index provides a seamless onboarding process, enabling new users and retail investors to invest in the leading cryptocurrencies with ease.

Andrei Ponomarev, Co-Founder of J'JO, notes the increasing interest from non-crypto natives due to mainstream discussions and institutional involvement in the crypto market. J'JO aims to simplify crypto investing, eliminating the need for users to delve into blockchain theory, monitor social media for insights, or navigate complex wallets and DeFi protocols.

According to J'JO Finance, around 90% of crypto users lose money, despite the market's growth of over 27,000% between January 2014 and December 2024. Factors contributing to this include speculative trading, poor timing, FOMO, and a lack of risk management and diversification. The J'JO35 index addresses these issues by providing convenient access to a diversified portfolio that automatically rebalances monthly.

To invest via J'JO's index, new users need an existing exchange account with one of 11 supported centralized exchanges, including Kraken, Binance, KuCoin, Gate.io, and OKX. J'JO manages user funds through an API but does not control custody, execute transfers, or withdraw tokens.

J'JO has also launched "Market Segment Indexes," allowing experienced investors to customize their digital asset indexes and build tailored strategies. J'JO offers free investments up to $500 to help new users familiarize themselves with the service. The Light plan costs $140 per year, providing unlimited investing amounts and connections to up to three exchanges. The Pro plan, priced at $188 per year, offers unlimited exchange connections and access to Market Segment Indexes, along with advanced analytics tools.

J'JO, founded in 2020 and based in Singapore, aims to be the S&P 500 of the decentralized economy by offering a market index of cryptocurrencies while allowing users to maintain full control over their assets. Since 2020, J'JO35 has outperformed Bitcoin and Ethereum, with an APY of 67%.

For more information, visit https://jjo.finance/en.