If you’re looking for a easy way to open an Opay account in 2024, you’ve come to the right place. In this article I will guide you how to open Opay account right from your smartphone. The process is simple and quick, designed for anyone to follow with ease.

Managing a traditional bank account can often feel like a task. Think about the times you’ve stood in long queues at the bank, waiting for hours just to get assistance from a customer service representative. That kind of experience can be incredibly frustrating, especially if you’re someone who don’t like  waiting around.

Thankfully, the rise of digital banking platforms like Opay, Moniepoint, Palmpay, and others has completely transformed the financial landscape in Nigeria. These platforms have made banking more accessible, faster, and stress-free.

Among these, Opay stands out as one of the most rapidly expanding digital financial services in Nigeria. Opay’s mission is to revolutionize banking, making transactions effortless through its innovative mobile app. The app itself is user-friendly, packed with features, and designed to meet the needs of modern users in today’s fast-paced world.

Think of the Opay app as your digital wallet—a one-stop solution for all your financial needs. With Opay, you can transfer money with ease, pay bills, enjoy discounts on airtime and data, settle electricity bills, and so much more. It’s an all-in-one financial tool that simplifies your day-to-day transactions.

To take full advantage of everything Opay offers, you’ll need to create an account. This is the first step to unlocking the app’s full potential and accessing its features without restrictions.

OPay, short for Opera Pay, is a versatile fintech platform offering a range of financial services. From mobile payments to savings and investments, OPay aims to simplify transactions and promote financial inclusion, especially in regions where access to traditional banking is limited. Today I will walk ou through how to open an opay account in few secornds, how to use the opay app

OPay’s flexibility and wide-ranging features make it a go-to solution for individuals and businesses alike.

OPay’s journey began in 2018 as a creation of Opera Software, strategically targeting Nigeria’s emerging fintech market. With robust financial backing and a deep understanding of Africa’s financial ecosystem, OPay quickly established itself as a major player in the fintech space.

Key Milestones in OPay’s Evolution

Today, OPay serves millions of users in Nigeria and other African countries, earning its reputation as a fintech powerhouse with a mission to revolutionize financial inclusion.

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OPay offers a versatile range of services tailored to individuals and businesses, aiming to simplify financial transactions and promote financial growth.

The OPay app acts as a secure, multifunctional digital wallet, enabling users to:

The platform allows users to make quick and reliable payments for:

OPay encourages users to grow their wealth with innovative financial tools:

OPay provides instant access to loans with minimal paperwork and attractive interest rates, helping users meet urgent financial needs.

With the *955# USSD code, OPay ensures accessibility for users without smartphones, enabling them to:

OPay supports businesses with:

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To enhance user experience, OPay offers 24/7 customer support through multiple channels, including:

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From its humble beginnings in 2018, OPay has transformed into a key player in Africa’s financial landscape. By offering a broad spectrum of services, OPay continues to lead the charge in financial inclusion, bridging the gap for millions and setting a benchmark for fintech innovation in the region.

OPay’s story began in 2018, introduced as a product of Opera Software, a company renowned for its web browser. Recognizing the potential of Nigeria’s rapidly growing but underserved fintech market, OPay entered the scene with a vision to transform how Africans interact with financial services. Through strategic planning, technological innovation, and significant funding, OPay quickly scaled to become a dominant player in the fintech space.

Today, OPay operates in multiple African countries, serving millions of users and continuously innovating to make financial transactions seamless. Its mission remains centered on financial inclusion and empowering underserved populations.

OPay offers a wide range of services designed to simplify financial transactions and promote financial well-being for individuals and businesses.

The OPay app serves as a secure and versatile digital wallet, enabling users to:

The wallet acts as a one-stop solution for managing everyday financial needs.

OPay simplifies bill payments and other transactions with user-friendly features:

OPay empowers users to grow their wealth with flexible savings and investment options:

These tools help users manage their money wisely while earning passive income.

OPay offers quick loans with minimal paperwork, ensuring users have access to credit for emergencies or business needs. The platform’s transparent terms and competitive interest rates make it a reliable alternative to traditional bank loans.

With the *955# USSD code, OPay extends its services to users without internet access or smartphones. This feature allows users to:

This inclusion-focused approach ensures that even those in remote areas can access financial services.

OPay supports small and medium-sized businesses with innovative tools:

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Customer satisfaction remains a top priority for OPay. The platform offers 24/7 support through:

OPay’s commitment to resolving issues quickly has earned it trust and loyalty among users.

OPay has successfully bridged the gap between traditional banking and underserved communities, particularly in rural areas. Its vast agent network and USSD capabilities ensure financial services are accessible to all.

By leveraging cutting-edge technology, OPay has created a robust platform that handles millions of transactions daily, ensuring security, speed, and efficiency.

OPay’s discounted rates on airtime, data, and utility payments help users save money while managing their finances.

From its beginnings in Nigeria, OPay has steadily expanded its services across Africa, positioning itself as a fintech leader

OPay’s growth trajectory suggests even greater achievements ahead. The company continues to explore innovative financial solutions, expand its market reach, and strengthen its commitment to financial inclusion. By constantly evolving, OPay is not just a fintech company; it’s a driving force shaping the future of digital banking in Africa.

With its focus on affordability, accessibility, and innovation, OPay remains a game-changer in the financial industry, ensuring that millions of Africans can bank with ease and confidence.

OPay distinguishes itself from competitors through its unique value propositions and user-centric features.

OPay’s combination of convenience, affordability, and comprehensive services makes it a strong contender in the mobile wallet space.

Getting started with OPay is straightforward, whether you’re looking to manage personal finances or leverage the platform for your business. Below, we guide you through the steps to create an OPay account, register, download the app, and set up your profile.

Creating an OPay account involves a simple registration process. Here’s how to do it:

: Users who prefer not to use the app can start their registration using the USSD code (*955#) and follow the prompts. However, the app offers more comprehensive features.

Before you register, ensure you have the following:

: If you are a merchant or need advanced features, additional documentation may be required.

The OPay app is essential for accessing the full suite of its services.

Setting up your profile ensures you can access OPay’s services seamlessly. Here’s how to complete your profile:

OPay offers a seamless USSD banking experience for users who prefer not to rely on the mobile app. With just a few dial codes, you can perform various transactions directly from your mobile device without requiring an internet connection. This section provides detailed insights into OPay’s USSD code and their benefits.

The OPay USSD code is a short numeric sequence (*955#) that allows users to access OPay services directly from their mobile phones. USSD (Unstructured Supplementary Service Data) banking eliminates the need for smartphones or internet connectivity, making financial services more accessible to a wider audience.

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Whether you’re transferring money, checking your wallet balance, or paying bills, OPay USSD is quick and user-friendly.

Before you can use OPay’s USSD services, you need to register your mobile number. Follow these steps:

: If you already have an OPay account, simply link your registered phone number to the USSD service when prompted.

Below is a table summarizing the most commonly used OPay USSD codes:

*955#	Main Menu	Access all OPay services via the USSD interface.
*955*0#	Check Wallet Balance	View the current balance in your OPay wallet.
*955*1*Amount#	Send Money	Transfer funds to OPay wallets or bank accounts.
*955*2#	Buy Airtime	Purchase airtime for any mobile network in Nigeria.
*955*3#	Pay Bills	Settle utility bills such as electricity, cable TV, etc.
*955*4#	Mini Statement	View a summary of recent transactions.

: Bookmark or save these codes for easy access.

OPay’s USSD service offers several advantages, particularly for users in regions with limited internet connectivity:

Checking your wallet balance via USSD is quick and easy. Here’s how:

You can send money directly from your OPay wallet to other OPay users or bank accounts using the USSD code. Follow these steps:

OPay is designed to make financial transactions simple, quick, and secure. Whether you need to send money, fund your wallet, or withdraw cash, OPay provides a seamless process through its app and USSD codes. Here’s an in-depth look at how payments and transactions work on OPay.

Transferring money with OPay is easy and can be done using the OPay app or the USSD service. Here’s how:

This flexibility allows you to make transfers in a way that best suits you—whether via smartphone or feature phone.

To fund your OPay wallet, you can use a variety of methods, including bank transfers, depositing cash through OPay agents, or using other payment platforms. Here’s how to fund your wallet:

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OPay makes it easy to send and receive money from individuals, businesses, or even government services. Whether you need to pay for goods, services, or send money to family, the process is straightforward.

With OPay, you can easily withdraw funds from your wallet at any time. Here’s how:

OPay offers competitive transfer fees, but the cost depends on the type of transaction you’re making. Here’s a breakdown of the typical charges associated with OPay transfers:

These competitive fees make OPay a cost-effective option for managing personal and business transactions.

In conclusion, OPay provides a comprehensive and user-friendly platform for payments and transactions. Whether you’re transferring funds, funding your wallet, or withdrawing cash, the process is quick and secure. With affordable fees, OPay is an excellent choice for anyone looking to streamline their financial activities.

OPay makes it incredibly convenient to pay for everyday services like electricity, TV subscriptions, and airtime or data. With a few taps or clicks, you can take care of these payments directly from the OPay app or via USSD, eliminating the need to visit physical payment centers or deal with the stress of manual processes. Here’s how to handle various bill payments and utilities with OPay:

OPay allows you to pay your electricity bills seamlessly, whether for prepaid or postpaid meters. Here’s how you can pay your electricity bill through the OPay app:

This process ensures that your electricity bills are paid promptly without needing to visit a utility office or waiting in long queues.

OPay allows users to pay for popular cable TV subscriptions like DSTV, GOTV, and StarTimes directly from the app or via USSD. Here’s how to make payments for these services:

By using OPay, you no longer need to worry about missing your monthly subscription renewal for DSTV, GOTV, or StarTimes, as payments can be made directly from the app or by dialing a simple code.

OPay makes it incredibly easy to purchase airtime and data bundles for any mobile network. Whether you need to top up your phone for calls, texts, or mobile internet, OPay offers a quick and convenient way to do so.

With OPay, you no longer need to worry about running out of airtime or data. You can top up at any time, no matter where you are, making it a convenient option for managing mobile expenses.

Paying your bills and handling utility payments has never been easier thanks to OPay. Whether you need to pay for electricity, TV subscriptions like DSTV and GOTV, or buy airtime and data, OPay offers a quick, secure, and hassle-free solution. By using the app or USSD codes, you can take care of your bills instantly and keep track of your payments all in one place. Make your bill payments smarter and more convenient by embracing OPay’s all-in-one platform!

OPay is not just a mobile wallet or payment platform; it also offers users the ability to save and grow their money through its innovative savings features. One of the standout options available to OPay users is , a feature designed to help you save money with ease while also earning interest. Here’s a detailed look at how to make the most of OPay’s savings and investment options:

is a savings product offered by OPay that allows you to grow your savings while earning interest. It’s designed to be simple, flexible, and accessible for all users who want to save money without the hassle of traditional banks.

OPay’s OWealth feature is flexible, and you can save as much or as little as you want. You also have the option to set goals or lock your savings for a specified period, offering convenience for both short-term and long-term savers.

When comparing to traditional savings accounts offered by banks, OPay’s savings option offers several benefits that might make it a better choice for some users. Let’s break down the differences:

Besides using , OPay users can also earn interest on their wallet balance through other investment options integrated into the app. If you prefer not to lock your money in a savings plan but still want to earn interest, OPay offers a way to do this through its partnership with financial institutions.

Interest earned on your wallet balance may not be as high as what you could make in OWealth or other long-term investments, but it’s a great way to earn passive income on money you plan to keep in your OPay wallet for everyday transactions.

OPay’s savings and investment options, particularly , provide an accessible, flexible, and rewarding alternative to traditional banking savings accounts. Whether you’re looking to earn interest on your wallet balance or want to lock your funds into a high-interest savings plan, OPay offers tools to help you grow your money. By embracing these savings features, you can make your money work for you while enjoying the convenience and security of OPay’s digital platform.

OPay provides users with easy access to loans through its integrated loan services. Whether you’re looking for short-term financial support or in need of an emergency loan, OPay offers a simple process for applying for a loan and managing repayments. Here’s an in-depth look at OPay’s loan and credit services.

OPay offers loans to eligible users via its , which is designed to provide quick access to funds for various needs. Whether you’re looking to pay bills, fund a project, or cover an emergency expense, applying for a loan through OPay is straightforward.

Before applying for an OPay loan, it’s important to understand the basic eligibility criteria and repayment terms. These factors will determine whether you can access the loan and how you’ll manage the repayment.

To ensure that you can manage your OPay loan effectively and avoid any financial strain, it’s essential to adopt some best practices for responsible borrowing.

Once you’ve applied for and received a loan through OPay, it’s important to track your loan balance and repayment progress. Thankfully, the OPay app makes it easy to monitor your loan details in real time.

Regularly checking your loan balance helps you stay on top of your repayment schedule and avoid missing any payments.

OPay’s loan services are a convenient and accessible option for individuals who need quick financial assistance. With an easy application process, flexible repayment terms, and competitive interest rates, OPay makes borrowing and managing loans straightforward. By following the best practices outlined above, you can use OPay loans responsibly and stay on top of your repayments. Additionally, regularly monitoring your loan balance helps you stay informed and avoid unexpected surprises. Whether you’re borrowing for short-term needs or planning ahead, OPay’s loan service is a great way to manage your finances with ease.

Securing your OPay account is essential to protect your funds and personal information. Here are a few steps you can take to enhance your account security:

By following these steps, you can ensure that your OPay account is protected against fraud and unauthorized access.

If you forget your OPay password, don’t worry. You can easily recover it by following these steps:

Make sure to choose a new password that’s strong and memorable to prevent future issues.

Your OPay PIN is required for making transactions and accessing some of the app’s features. If you want to change your PIN, follow these steps:

Remember to keep your new PIN secure and avoid sharing it with anyone to prevent unauthorized access.

If you suspect that your OPay account has been hacked, immediate action is necessary

OPay regularly runs cashback and discount promotions to reward users for their transactions. Here’s how you can take advantage of these offers:

Make sure to keep an eye on the app for the latest offers and promotions, as they can change frequently.

OPay rewards its users for bringing new customers to the platform through its referral program. Here’s how you can earn referral bonuses:

This referral program is a great way to earn rewards while helping others discover the benefits of OPay.

OPay users can save money by using promo codes during transactions. Here’s how you can apply a promo code on OPay:

Promo codes are a great way to maximize your savings while using OPay for everyday transactions. Keep an eye on OPay’s official channels to stay updated on the latest promo codes.

Failed transactions can be frustrating, but there are a few steps you can take to resolve them on OPay:

If you’re experiencing issues with your OPay account or need help with a transaction, you can contact OPay’s customer support team through the following channels:

Here are some common issues users face with OPay and how to fix them:

If you find that your OPay account has been restricted, it could be due to several reasons. Here are the common causes and steps you can take to resolve them:

If your account is restricted for any reason, always reach out to OPay’s customer support for guidance on how to resolve the issue and regain full access to your account.

Both OPay and PalmPay are prominent players in Nigeria’s fintech landscape, offering similar mobile payment solutions with a focus on improving financial inclusion and providing a range of services. However, there are key differences that could make one more suitable for your needs than the other.

Ultimately, both platforms offer valuable features, and the best choice depends on your needs. If you’re a small business owner or need more comprehensive financial services, OPay might be more suitable. For users who simply need a mobile payment app with great rewards, PalmPay could be the better option.

OPay and Flutterwave are both key players in the Nigerian fintech space, but they cater to different business needs. Here’s how they compare in terms of business transactions:

While OPay is a great mobile wallet solution, there are several alternatives available in Nigeria that offer similar or even unique features. Here are some of the best alternatives to OPay for mobile payments:

While OPay is a versatile mobile wallet with a wide range of services for both individuals and businesses, alternatives like Paystack, Kuda, Moniepoint, Interswitch, and Flutterwave offer unique features that may better suit different needs. Depending on your specific requirements—whether you need a local payment solution, a global reach, or banking services—these alternatives provide viable options to OPay

Linking your bank account to your OPay wallet allows you to seamlessly transfer funds between your OPay wallet and your bank account, making transactions quicker and more efficient. Here’s how to link your bank account to OPay:

OPay offers an API (Application Programming Interface) that allows businesses and e-commerce platforms to integrate OPay’s payment gateway into their websites or mobile applications. This integration enables businesses to accept payments from OPay users directly on their platforms. Here’s how you can integrate the OPay API into your e-commerce platform:

OPay offers a virtual card that allows users to make online transactions, whether for shopping, paying for services, or other types of payments that require card details. The OPay virtual card is a secure and convenient option for online transactions. Here’s how to use your OPay virtual card for online purchases:

By utilizing these advanced features, users and businesses can take full advantage of the OPay platform, making their transactions more seamless, secure, and efficient.

OPay, originally launched as a mobile wallet and payment platform in Nigeria, has expanded its services to cater to a broader African market. While the platform started with a focus on Nigerian users, it has gradually extended its reach to other countries within the African continent. As of now, OPay is primarily available in .

However, while OPay is making strides to become a key player in the African fintech scene, its services are still limited to these regions. Users outside these countries may face challenges accessing OPay’s full range of services.

OPay has expressed intentions to continue expanding beyond Nigeria and into other African markets, with future plans likely targeting countries in East and West Africa.

OPay’s services are designed to be as accessible as possible, even in remote or rural areas where banking infrastructure may be limited. By leveraging mobile technology, OPay ensures that users, regardless of their location, can still access financial services. Here are some ways to use OPay in rural areas:

OPay is designed to cater to a diverse population, and its platform is localized to make it more accessible and user-friendly across different regions and languages. OPay aims to reach a broad audience by offering language options that accommodate local dialects and preferences. Currently, OPay offers:

As OPay continues to expand across Africa, it is expected that additional language and regional customizations will be introduced to meet the needs of diverse populations in other African countries. This could include languages like , , or , depending on the regions OPay aims to serve.

OPay has made significant strides in ensuring that its platform is accessible, even in rural areas and beyond Nigeria. The company’s expansion into other African countries and commitment to offering localized services demonstrates its drive to cater to diverse populations. Whether in urban centers or remote locations, OPay continues to provide innovative, convenient financial services for users across Africa. The combination of multilingual support, easy-to-use mobile payments, and widespread accessibility makes OPay a standout platform for millions of people.

Yes, is regulated by the . As a fintech company offering mobile payment services, wallet solutions, and other financial products in Nigeria, OPay must comply with the rules and regulations set by the CBN to ensure safe and secure financial transactions for its users.

The CBN is the primary regulatory authority for all financial institutions in Nigeria, including banks, fintech companies, and payment service providers like OPay. The CBN’s role is to ensure that companies operating in the financial sector adhere to the relevant laws, protect customers’ funds, and maintain transparency in operations. For OPay, this means it must comply with CBN’s and guidelines, as well as other financial regulations aimed at safeguarding users’ financial transactions.

In order to offer payment and financial services, OPay must possess the required licenses from the CBN. The platform has successfully secured the necessary regulatory approvals to offer mobile wallet services, facilitate money transfers, and provide savings and loan services. OPay’s compliance with these regulations ensures that it operates legally within Nigeria and provides users with secure, reliable services.

OPay operates in strict compliance with Nigerian financial laws, especially those designed to protect consumers and ensure financial stability. Some of the key areas of compliance include:

OPay aligns with the Nigerian government’s goal of increasing financial inclusion, particularly among individuals who are unbanked or underbanked. By offering services like mobile money, digital wallet solutions, and loans, OPay is helping to drive financial accessibility in Nigeria and across Africa. The platform also facilitates bill payments and remittances, contributing to the greater financial ecosystem.

OPay offers savings services under its product and provides access to loans via . Both services comply with relevant financial laws, including those governing the regulation of interest rates and credit terms. OPay must ensure that interest rates on savings and loans fall within the limits set by the CBN and that repayment terms are fair and transparent.

A refers to an account that has had no activity (such as deposits, withdrawals, or transactions) for a prolonged period, typically . Dormant accounts are a concern for fintech platforms like OPay, as they could be at risk of fraud or misuse.

To avoid your OPay account becoming dormant, it’s important to keep it active by regularly using the services offered on the platform. Whether you’re sending money, paying bills, or saving with OWealth, continued activity ensures that your account stays functional, and you avoid unnecessary fees or restrictions. If you believe your account has been dormant, contacting OPay’s customer service can help you resolve any issues and restore full access to your account.

OPay has significantly impacted the lives of millions of Nigerians, providing convenient and accessible mobile payment services. Many users have shared their experiences with OPay, highlighting the platform’s ease of use, security features, and efficiency in handling everyday financial transactions.

OPay users have diverse opinions, but a significant number have highlighted its value as a mobile wallet and financial platform in Nigeria. Based on various user reviews across forums, social media, and app stores, OPay’s features such as its , , and options have earned positive feedback for their efficiency and accessibility.

1. : OPay’s low transaction fees compared to traditional banks have earned it a reputation as a cost-effective solution for money transfers and payments.
2. : As a mobile-first platform, OPay allows users to access financial services anytime, anywhere, and the app is available for both and devices, which has been crucial for accessibility across Nigeria.

“OPay has made everything so much easier for me. I don’t need to leave my house to send money, pay bills, or buy airtime anymore. It’s quick, safe, and affordable,” said Fola, a satisfied user from Ibadan.

3. : Despite the positive feedback, some users have shared constructive criticisms. A few users have reported occasional app glitches or issues with transaction processing delays. “There are times when the app freezes or takes longer than expected to process a payment. It’s not a frequent problem, but it can be frustrating when you’re in a hurry,” said Tunde, a user from Kano. However, OPay has been responsive to feedback, regularly updating the app to improve its performance and user experience.
4. : Users have varied opinions about OPay’s customer service. While many commend the platform for offering efficient support, others have suggested improvements. “I had a problem with a transfer once and was able to get in touch with customer service quickly. They resolved the issue within 24 hours, but it would be nice if response times were faster in some cases,” said Chuka, a user from Enugu. This highlights that while customer support is available, there are areas for improvement, especially during peak usage times.

OPay’s rise in popularity and its wide array of services have made it a transformative tool for millions of Nigerians, especially those who are unbanked or underbanked. The platform has enhanced financial inclusion by offering digital solutions to people in rural areas and those without access to traditional banking services.

1. : OPay has helped bridge the financial inclusion gap by making it possible for Nigerians to perform essential financial services through their mobile phones. Whether it’s saving money, sending money, paying bills, or accessing loans, OPay allows users to bypass traditional banks and enjoy instant financial services with low fees.
2. : Small business owners are benefiting from OPay’s merchant services. By offering mobile payment solutions, businesses can now accept payments digitally, reaching more customers, especially those who prefer to pay electronically. “OPay has made it so easy for my customers to pay for goods and services, even if they don’t have cash on them. It’s given my business a huge boost,” said Akin, a small business owner in Lagos.
3. : For many Nigerians, access to credit has always been a challenge. OPay’s , such as OPay Loans, provide users with quick access to personal loans at competitive interest rates. Similarly, the platform’s OWealth savings product allows individuals to grow their money with ease, without the need for physical banking infrastructure.
4. Bill Payment Ease: With OPay, Nigerians no longer have to worry about standing in long queues to pay their utility bills. The ease of paying for electricity, cable subscriptions, and other services directly through the app has brought significant convenience to users, particularly for those in urban areas with limited access to physical payment locations.

OPay has indeed changed lives in Nigeria by making financial services more accessible, affordable, and convenient. From empowering individuals with savings opportunities to providing small businesses with digital payment solutions, OPay is playing a crucial role in the financial inclusion movement. Despite some occasional app-related issues, most users find OPay to be a reliable and user-friendly platform that continues to offer great value. Whether it’s for sending money, paying bills, or saving for the future, OPay has proven to be an indispensable tool for many Nigerians.

How to Deactivate or Delete Your OPay Account

There may be instances where you want to deactivate or completely delete your OPay account. If you’re planning to stop using the service or have resolved an issue, OPay provides a straightforward process to deactivate or delete your account.

1. Deactivating Your OPay Account: Deactivating your OPay account is useful if you plan to temporarily stop using the service but might return later. To deactivate your account, follow these steps:
   • Open the OPay App: Log into your OPay account.
   • Go to the Profile Section: Tap on your profile or settings icon.
   • Select “Account Settings”: Navigate to the settings menu, where you can manage your account.
   • Choose “Deactivate Account”: Select the option to deactivate your account and confirm the action.
   • Follow the Prompts: You may be required to enter a verification code or PIN to complete the process.

   This will prevent any further activity from your account until you choose to reactivate it by following a similar process.

2. Deleting Your OPay Account: Deleting your OPay account is a permanent action, and all your data, including transactions and account history, will be erased. To delete your account:
   • Contact OPay Customer Support: The deletion process typically requires assistance from the customer service team.
   • Send an Email or Call Support: Reach out to OPay’s customer service via their official email or helpline, explaining your desire to permanently delete your account.
   • Verify Your Identity: You may need to verify your identity by providing details like your phone number and account information.
   • Account Deletion Confirmation: Once verified, customer support will guide you through the final steps and confirm that your account has been deleted.

Remember, after deleting your OPay account, it cannot be recovered, and you will lose access to any funds left in your wallet. Ensure you withdraw any remaining balance before proceeding with account deletion

Can You Use OPay Without a Bank Account?

Yes, you can use OPay without a traditional bank account, which makes it a great option for people who don’t have access to full banking services. Here’s how:

1. Registering Without a Bank Account: You can sign up for OPay using just your mobile phone number and valid identification. While linking a bank account can make transferring funds easier, OPay allows users to fund their wallet through various methods like mobile top-ups, money transfers from other OPay users, and over-the-counter deposits at OPay agents.
2. How to Fund Your OPay Wallet Without a Bank Account: Even without a bank account, you can add money to your OPay wallet through: