Best Student Credit Cards of 2025

Published 2 months ago• 3 minute read

If you're a student without established credit, there are plenty of credit cards designed for people like you.

Once you boost your credit score by responsibly using one of the best student credit cards for some time, you may be able to upgrade to one of the best credit cards that earn lucrative rewards.

Featured Student Credit Cards

Best for bonus cash back in student-friendly categories

Capital One Savor Student Cash Rewards Credit Card

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Compare the Capital One Savor Student Cash Rewards Credit Card

— Does the card earn rewards, and do the bonus categories line up with typical student spending habits?

— Student cards that offer a sign-up bonus or other incentives are appealing, especially for those on a tight budget who could use a rewards boost.

— We included cards that appeal to all kinds of users, from products with a 0% APR offer to travel points and cash-back credit cards.

Learn more about how we rate credit cards at Business Insider.

Jasmin Baron is a credit cards writer and editor who has contributed her knowledge to sites like The Points Guy, Million Mile Secrets, and Business Insider.Her expertise in maximizing travel rewards grew from over two decades of experience in the aviation industry, including 18 years working as a pilot and flight instructor in her native Canada.

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Angela Fung

Marketing Compliance and Operations Manager

Angela Fung is the marketing compliance and operations manager for Business Insider’s personal finance team. She is a personal finance expert and has been a part of Business Insider for nearly four years. ExperienceAngela leads the compliance team in identifying and reducing risk for readers, the editorial team, and external partners. Her team aims to provide readers with accurate, up-to-date information about financial products and maintain reader trust. She ensures regulatory and partner marketing guidelines are upheld for partners and adheres to the personal finance team’s editorial standards so they can maintain editorial independence. Angela likes helping readers better understand personal finance so that they can build a strong foundation for their financial plan and, hopefully, give themselves the freedom to do more in other facets of their lives.ExpertiseAngela has expertise in and oversees compliance in the following areas of personal finance:

Personal credit cards
Business credit cards
High-yield savings accounts
CDs

She also has a thorough knowledge of federal regulation for consumer financial protection. A few examples include:

Regulation Z, Truth in Lending
Unfair, Deceptive, Or Abusive Acts Or Practices (UDAAP)
Regulation N, Mortgage Acts and Practices Advertising Rule
Endorsement Guidelines

EducationAngela graduated from the University of Chicago with a bachelor’s degree in neuroscience. In her free time, she shoots lifestyle photography, volunteers at Meals for Unity, and plays tennis.

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***Terms, conditions, and exclusions apply. Refer to your Guide to Benefits for more details. Travel Accident Insurance is not guaranteed, it depends on the level of benefits you get at application.

For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards.

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

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