Rating agencies such as S&P, Moody’s and Fitch reinforce this falsehood by assigning African nations low credit ratings while praising Western countries swimming in debt.

But what if we flipped the script? What if we judged wealth not by fiat currencies and financial markets, but by what God actually placed in the ground and in people?

Let us re-rate five African giants—Ghana, DR Congo, Ethiopia, Botswana and Nigeria —against the so-called “developed” West, using the lens of natural, God-given resources.

If Earth had a central bank of natural wealth, it would be headquartered in the Democratic Republic of Congo.

Coltan, cobalt, gold, diamonds, uranium, lithium—DR Congo is the world's supermarket of strategic minerals.

The tech revolution in Silicon Valley runs on cobalt from Congolese soil, yet the country is labelled “high risk” and “unstable” by Western financial agencies.

God’s Money Rating: AAA+++
Reality: DR Congo could be wealthier than Switzerland.
Western Label: Poor, unstable, and in need of aid.
Truth: If the West had Congo’s resources, it would have built empires beyond imagination. Congo is not poor — it is being looted.

Ghana is home to some of the purest gold on Earth, alongside vast cocoa plantations, timber reserves, offshore oil and a rich intellectual tradition. Yet its global rating is not tied to its gold but to its external debt.

God’s Money Rating: AA+
Reality: Ghana has enough gold to back its own currency and trade regionally.
Western Label: Junk-rated unless it complies with IMF prescriptions. 
Truth: Ghana’s problem isn’t lack of wealth — it’s lack of sovereign valuation systems. It lets Westerners price its gold, dictate its interest rates and monitor its fiscal “discipline.”

Ethiopia has no colonial past of subjugation and it boasts fertile highlands, massive hydropower capacity (e.g., the GERD dam), coffee, cattle and a self-sufficient farming population. It also holds a unique spiritual wealth — an ancient civilisation that predates most European nations.

God’s Money Rating: A+
Reality: Self-fed, resource-rich, culturally intact.

Western Label: Conflict-prone and underdeveloped.
Truth: Ethiopia’s crime isn’t poverty — it’s pride. The West distrusts any nation that refuses its debt, NGO and liberal “aid” packages.

Botswana, though landlocked, controls one of the most consistent diamond industries in the world. It has political stability, good governance and low corruption by African standards. But it’s also highly dependent on foreign companies for diamond valuation and trade.

God’s Money Rating: A
Reality: Diamond-backed sovereign potential.
Western Label: “Developing” but stable.
Truth: Botswana plays by the rules of the West, but those rules ensure its diamonds shine brightest in foreign markets, not its own.

With over 220 million people, Nigeria is a demographic powerhouse. Add vast oil reserves, fertile farmland, a booming tech youth and rich cultural exports like Nollywood. Nigeria should be a sovereign energy empire.

God’s Money Rating: AA
Reality: God’s richest combination of human and natural resources in Africa.
Western Label: Corrupt, chaotic, risky.
Truth: Nigeria is dangerous to the West — not because it’s broken, but because if it wakes up, it would break the existing global hierarchy.

Let’s re-rate the West by natural resources, not fiat money, stock markets or central banks.

Heavily in debt. Depleted oil reserves and imports critical minerals. Ecological collapse in progress. Social fabric under strain.

God’s Money Rating: B+ (due to scale only)
Without its military and petrodollar system, the U.S. is resource-import dependent.

Nearly no raw materials. High dependency on imports. Lives off old imperial financial systems.

God’s Money Rating: C+
Former empire now running on fumes of its colonial past.

Germany

Industrial might but resource-poor. Imports gas, oil and rare earths. Aging population.

God’s Money Rating: B-

Its power is intellectual and industrial — not natural.

So why are African nations still poor?

It is because the world’s rating system is rigged. Western-centric institutions rate countries based on how obediently they borrow, downplay the value of their natural wealth, encourage extraction while calling it “development” and ignore the role of foreign interference, corruption and resource theft.

The real crime: Africans use fiat to buy what they already own.

African nations borrow dollars to build roads on land rich in gold.

They take loans from Europe to build schools for children living on soil that could feed nations.

They pay foreign investors to extract oil, then buy refined fuel back at triple the cost. This is not development. This is economic warfare disguised as finance.

The Solution

God's Money Framework:
Africa must: Create its own resource-backed rating agency (GMRA).

Back currencies with minerals and agriculture, not dollars.

Trade in gold, oil and food, not paper promises. Educate its youth to value the soil, not Silicon Valley hype.

Build fintech platforms rooted in sovereignty and value retention.

Flip the map, flip the script

The lie of Africa’s poverty is the foundation of Western wealth.

It is time to stop measuring ourselves with their tools.

We must stop asking for seats at their table and build our own kingdom table — set with gold, fruit, water, diamonds and dignity.

Africa is not poor. It is the bank vault of creation.

It is not behind. It is the origin. And it is not weak. It is waking up.