According to data released by AMFI (Association of Mutual Funds in India), the value of assets held by individual investors in mutual funds experienced a significant increase, jumping by 21.02 percent over the past year. Specifically, assets rose from ₹33.31 lakh crore in March 2024 to ₹40.31 lakh crore in March 2025. Similarly, the value of institutional assets also saw a substantial increase, rising from ₹21.70 lakh crore in March 2024 to ₹26.39 lakh crore in March 2025, marking a 21.63 percent increase.

Despite these increases, individual investors now own a slightly smaller proportion of the industry's assets. As of March 2025, they own 60.4 percent of mutual fund assets, compared to 60.5 percent in March 2024. Institutional investors now account for 39.6 percent of the assets, with corporations representing 95 percent of this segment. The remaining portion is held by Indian and foreign institutions, as well as banks.

Individual investors predominantly invest in equity-oriented schemes, while institutions tend to favor liquid, debt-oriented schemes, and ETFs (Exchange Traded Funds), including fund of funds. Data indicates that 86 percent of individual investor assets are in equity-oriented schemes, whereas 55 percent of institutional assets are in liquid/money market schemes and debt-oriented schemes.

From another perspective, equity-oriented schemes derive 88 percent of their assets from individual investors, including both retail and high-net-worth individuals (HNIs), maintaining the same allocation as the previous year. Institutional investors, conversely, dominate liquid and money market schemes (89 percent) and debt-oriented schemes and ETFs, FOFs (87 percent).

Analyzing category-wise allocation, equity-oriented schemes now constitute 59.2 percent of the industry's assets in March 2025, up from 57.8 percent in March 2024. In contrast, the share of debt-oriented schemes has decreased slightly, accounting for 15.1 percent of industry assets in March 2025, down from 16.3 percent in March 2024. The ETF market share also saw a minor decrease, standing at 12.6 percent in March 2025, compared to 12.9 percent in March 2024.

Overall, the assets managed by the mutual fund sector demonstrated a significant jump from ₹55.01 trillion in March 2024 to ₹66.70 trillion in March 2025, reflecting a 21.26 percent increase in assets over the year.