What if you were told there was a way to save $213,964 by doing absolutely nothing?

If you’re 30, and you invest $100,000 at the beginning of that year, by the time you retire at age 67 you can do just that, according to research from Morningstar.

covers self-managed superannuation funds (SMSFs), financial planning, retirement, inheritance, tax, personal finance and, sometimes, the Perth Bears. He has been a financial journalist for 30 years, previously at Bloomberg and AAP.