Apartments vs Houses: What's best for living and investing?
For members of the diaspora eyeing Ghana as a place to retire, invest, or reconnect with their roots, one question looms large: The answer lies in how you plan to use the property—whether for personal living, income generation, or long-term capital appreciation.
In Ghana’s growing real estate market, particularly in areas like East Legon Hills, Cantonments, and Airport Residential, both houses and apartments offer unique advantages. This article will walk you through key considerations—from maintenance and location to rental potential and future resale value—tailored specifically for the diaspora investor.
For many diaspora buyers, property in Ghana isn't just about a place to live—it's about building wealth.
In prime areas such as Airport Residential, Cantonments, or East Legon, a well-located one or two-bedroom apartment can yield , with some owners earning . With an estimated , apartments are increasingly popular for short-term rentals, especially during high seasons like Christmas, Easter, and the summer.
While a large house may seem like a legacy asset, location matters. A mansion in Kasoa or Akyem may not yield rent in dollars, unlike a modest home in East Legon or Airport Hills. Houses tend to take longer to appreciate unless built in Ghana’s high-demand zones.
For cash flow and appreciation, .
Why wait years for returns when you can start generating income just minutes from Kotoka International Airport?
by offers starting at , located in the highly coveted .
Modern design. Captivating washrooms. Exquisite living spaces. And a stylish pool to match.
Whether you plan to rent, reside, or retire, Manora is your gateway to premium real estate returns in Accra.
Diaspora buyers are often away for extended periods. This makes a critical factor.
Gated apartment complexes offer centralised maintenance, 24-hour security, water storage, backup power, and amenities like gyms and pools. Owners can lock up and leave without worrying about lawn care, security, or basic utilities.
Owning a large standalone house means higher upkeep—plumbing, electricity, pest control, and security are all your responsibility. For absentee owners, managing a house remotely can be logistically and financially draining.
, especially for retirees or seasonal residents.
Aspirational thinking often drives many to build massive homes in Ghana. But lifestyle realities usually say otherwise.
The dream of owning a 5- or 7-bedroom house for retirement might sound appealing, but it often leads to “empty nest” situations. Elders may be unable to climb stairs or maintain a large property. Additionally, children may prefer to stay in the city when visiting, opting for short stays in centrally located Airbnbs.
Most high-end apartments are built with retirees in mind—, modern finishes, and community living. They are also better suited for singles or couples who visit Ghana occasionally.
, especially for older investors.
A critical distinction in Ghana’s real estate is the :
Additionally, whether buying land to build a house or an off-plan apartment, always demand:
Regardless of property type, .
Skip the red tape, avoid shady deals, and invest with peace of mind. Every unit at comes with verified documentation and legal support for both Ghanaians and diaspora investors.
Located on , Manora is not just secure—it’s significant.
A family-connected, style-driven community that’s already making headlines in Ghana’s property scene.
Fill out the contact form on our site, and our sales team will reach out immediately to guide you.
If you plan to rent out your property when abroad:
Short-term rentals in prime locations cater to tourists, expats, and business travellers. They’re easier to manage through property management firms.
These are harder to rent unless in sought-after neighbourhoods. Plus, if not well maintained, they may deteriorate quickly, especially in humid environments.
with less effort.
Ghana is seeing a rapid shift from expansive homes to , especially in Accra. Even long-time residents are downsizing. Check out Ghana’s 2025 real estate market trends data for more info.
The reasons:
Many retirees and investors are now to consolidate into one premium apartment with service amenities. This trend is set to accelerate.
Not all diaspora buyers can pay upfront. Developers now offer , especially on , allowing buyers to spread payments over 12–24 months.
Though , working with the right developer eliminates uncertainty. It’s crucial to and seek recommendations from trusted agents.
Based on market performance and rental demand:
These locations offer the .
For diaspora investors, choosing between an apartment and a house in Ghana shouldn't be about emotion—it should be about function, returns, and peace of mind.
If you're considering retirement or generating passive income, apartments in Ghana’s prime zones are the safer, smarter bet. They offer secure, maintenance-free living with income potential and easier resale.
If you're planning to invest in Ghana, clarify your goals, do your due diligence, and work with professionals who understand the local market. Whether you’re building your forever home or diversifying your portfolio, choosing the right property type is the first step toward long-term success in Ghana’s vibrant real estate landscape.
Make your next move a masterpiece—invest in Manora by Quao Realty today.
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DISCLAIMER: The Views, Comments, Opinions, Contributions and Statements made by Readers and Contributors on this platform do not necessarily represent the views or policy of Multimedia Group Limited.
