Amazing AI PLC (AQSE: AAI), a London-based fintech business that focuses on online consumer lending, has released a new version of its Bitcoin Treasury Policy. The company expects to start buying Bitcoin in July 2025 to support a new Bitcoin-backed lending product. 

This will allow it to lend more money to the US, the Philippines, and Africa in the future. This strategic approach is in line with a growing trend among companies listed on the London Stock Exchange to use Bitcoin as a treasury asset.

Amazing AI plans to utilize its Bitcoin holdings as collateral to get loans, which will help its consumer lending business develop. This is different from many companies that are using Bitcoin treasuries.

CEO Paul Mathieson talked about how the company’s core online lending business and its Bitcoin strategy work well together. He said, “We have an underlying consumer loans business that will be able to leverage the benefits of Bitcoin Treasury by using borrowed funds against our Bitcoin Treasury to increase revenue growth.”

This method will help the company grow in the US, where it already charges 59.9% per year in Georgia, as well as in the Philippines and Africa, where it may be able to enter new markets.

Amazing AI is talking to a big, regulated Bitcoin custodian about how to buy Bitcoin and keep it safe in a cold wallet, which lowers the dangers that come with using hot wallets on crypto exchanges.

The custodian will also let the company borrow money against its Bitcoin holdings, which will let Amazing AI use up to 50% of its Bitcoin assets. This financial plan is meant to take advantage of Bitcoin’s possible rise in value while also giving lenders more money to work with, which will help them make more money.

The corporation knows that investing in Bitcoin is quite risky, as the UK’s Financial Conduct Authority (FCA) has pointed out. Bitcoin’s price changes, possible cyberattacks, and unclear rules are all risks.

Even if these problems exist, Amazing AI’s board thinks that the company should keep its Bitcoin, especially since it is looking into loan prospects related to Bitcoin in both developed and emerging economies. The business wants to keep its Bitcoin treasury holdings up to date with any important changes.

The fact that Amazing AI has adopted a Bitcoin treasury policy is part of a larger trend among FTSE AIM and Aquis-listed companies. Other companies, such as Sundae Bar PLC and Smarter Web Co PLC, are also adding Bitcoin to their balance sheets.

Amazing AI’s Bitcoin-backed loan solution, which will be available in July 2025, puts the company at the crossroads of fintech and the use of cryptocurrencies. Amazing AI wants to improve its lending ability and build its AI-driven consumer finance business by using Bitcoin as a treasury asset and collateral.

As the corporation deals with the risks and rewards of this risky plan, it joins a growing group of businesses that are changing how they manage their money in the digital age.