After 31 years of senior banking roles in Australia, the US and the UK, Kathleen McDowell entered a state of “extreme fatigue” in 2020.

She wanted to do something new, and landed on real estate, but a year into her new career, she checked her financial position to see if she could afford to take a pay cut to continue with her new vocation.

writes about wealth management, personal finance, lifestyle and leisure, based in The Australian Financial Review's Sydney newsroom. Connect with Lucy on Twitter. Email Lucy at [email protected]