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Wondering why mortgage rates are rising when they were expected to fall? In this video, we explain how global trade policies — specifically President Donald Trump's tariffs — are influencing current mortgage rates. Business Insider's mortgage reporter, Molly Grace, breaks down the economic forces at play and shares practical tips on how you can still secure a lower rate despite market volatility.

Whether you're buying, refinancing, or tapping into home equity, understanding how global policy affects your loan is crucial. Watch the full video to find out how to navigate today's complex mortgage market and make smarter financial decisions for your future.