Addressing the 14th AFI Leaders’ Roundtable, he warned that digital finance cannot thrive without robust threat prevention, stressing: “Financial inclusion without system integrity is unsustainable.”

Dr. Mumuni outlined Ghana’s proactive measures, including its pioneering 2018 Cyber and Information Security Directives mandating risk frameworks and incident protocols. He highlighted the Financial Industry Security Operations Centre (FINSOC), which now monitors 40+ institutions for real-time threats. Annual assessments using international standards revealed critical vulnerabilities in over 40% of Ghanaian financial entities, particularly in access controls and crisis response.

“Cybersecurity is no longer an IT issue but a strategic governance imperative,” Mumuni asserted, linking public trust and systemic stability to cyber resilience. The Bank of Ghana is implementing targeted interventions to address identified gaps amid accelerating digital adoption.